For the longest time, when Mr Budget look at portfolio shared by other individuals, whenever we saw that the figure is more than S100,000, there will be slight envy. A 6 figure portfolio seemed to be an invisible target to hit - probably because of all the media sharing articles on how one should reach …
Continue reading New Portfolio Milestone And The Confusing State Of The Current Stock Market
At the end of every month, Mrs Budget and I will reconcile our monthly expenses and see what are we spending on, and where we can optimise or cut down our expenses. We subscribe to the believe that every penny saved is a penny earned – sometimes its easier to save S$100, than to earn …
Frequent followers of Mr and Mrs Budget will know that Mr Budget had started a regular savings plan with Syfe, a relatively new roboadvisor in Singapore. The main reason why Mr Budget decided to go for Roboadvisor is because he is looking for a more affordable way to invest in multiple baskets of ETFs to …
So May has came and gone now. We are almost at the end at the circuit breaker period which means most of the Singapore economy will start to open up soon. For the whole of May, both Mrs Budget and myself had been mostly staying at home due to the circuit breaker. While everyone else …
Continue reading What Have We Done This Month Towards Our Financial Goals – May 2020
Recently I have been thinking a fair bit about our portfolio structure. There are two types of portfolio: growth portfolio, and dividend portfolio. As the name suggest, growth portfolio consists of high growth stocks but the downside is that, these stocks don't pay out dividends. Dividend portfolio on the other hand, are made up of …
Continue reading What We’ve Learnt This COVID19 – Using US Stocks To Boost Overall Portfolio Gain
Hello everyone!It’s been a while again since we last updated here! As usual, we want to write as much as we can, but haven’t really come out with much topics to update here. So if you have any topics suggestions, or any questions - please drop us a comment below - we love reading them! …
Continue reading What We’ve Learnt This COVID19 – Price Levels, Selling And Coffee Can Portfolio
At the end of every month, Mrs Budget and I will reconcile our monthly expenses and see what are we spending on, and where we can optimise or cut down our expenses. We subscribe to the believe that every penny saved is a penny earned – sometimes its easier to save S$100, than to earn …
So April has came and gone now. 33% of 2020 is now over. For the whole of April, both Mrs Budget and myself had been mostly staying at home due to the circuit breaker. While everyone else is doing a monthly portfolio update, we thought it is more meaningful to document what we have done …
Continue reading What Have We Done This Month Towards Our Financial Goals – April 2020
Few nights ago, Mrs Budget shared something which we thought we should pen our thoughts down. So over the past few months, Mrs Budget has been cashing out the money payments received from the loans she backed through funding society, a peer to peer loan financing company. If you are unfamiliar with funding society, basically …
Continue reading Funding Societies’ Rising Default Rate Paints Worrying State Of SG Businesses
It's been more than a week since Mr and Mrs Budget wrote something here. To be honest, we want to write more but have been running out of topic to write. So if there is anything you’d like us to share more about, please feel free to drop them in the comments below. We love …
Continue reading Our Thoughts On The Very Irrational Market Behaviour
Mr And Mrs Budget 