A Potential Representation Of Sgrean’s Net Worth By Age And Their Portfolio Breakdown

One of a recent forum posting caught our attention and we thought we wanted to note down here and share with all of you too. Salary SG has this forum thread called "Whats Your Net Worth" for over a few years now, and apparently people have been sharing their net worth figure, albeit anonymously. The …

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Our Take On Syfe’s New Equity100 Portfolio And How We Will Be Investing In It

So one of the relatively bigger finance news these few days is the launch of a new 100% global equity portfolio by Syfe, called the Equity100 portfolio.  As one of the early adopters of Syfe, we are definitely excited when we hear this news. One of the reason why we are excited is for this …

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New Portfolio Milestone And The Confusing State Of The Current Stock Market

For the longest time, when Mr Budget look at portfolio shared by other individuals, whenever we saw that the figure is more than S100,000, there will be slight envy. A 6 figure portfolio seemed to be an invisible target to hit - probably because of all the media sharing articles on how one should reach …

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What We’ve Learnt This COVID19 – Using US Stocks To Boost Overall Portfolio Gain

Recently I have been thinking a fair bit about our portfolio structure. There are two types of portfolio: growth portfolio, and dividend portfolio. As the name suggest, growth portfolio consists of high growth stocks but the downside is that, these stocks don't pay out dividends. Dividend portfolio on the other hand, are made up of …

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What We’ve Learnt This COVID19 – Price Levels, Selling And Coffee Can Portfolio

Hello everyone!It’s been a while again since we last updated here! As usual, we want to write as much as we can, but haven’t really come out with much topics to update here. So if you have any topics suggestions, or any questions - please drop us a comment below - we love reading them! …

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Funding Societies’ Rising Default Rate Paints Worrying State Of SG Businesses

Few nights ago, Mrs Budget shared something which we thought we should pen our thoughts down. So over the past few months, Mrs Budget has been cashing out the money payments received from the loans she backed through funding society, a peer to peer loan financing company. If you are unfamiliar with funding society, basically …

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The Most Important Thing Right Now Is Job Preservation

Quarter 1 of 2020 is now over. It is probably an understatement to say that 2020 has been a bad start for everyone around the world. Probably more so for investors who have been investing over the past 5 to 10 years preparing for retirement. Since the start of the year, market has plunged, wiping …

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Why The STI 5.8% Rebound Today Is Probably A Dead Cat Bounce

It seems like the mood everywhere is very sombre now.  The vibe we are getting is that, everyone is bunkered up and staying at home. Social activities are limited to friends meeting at home. For out of home activities, it is mostly limited to supply runs as opposed to leisure activities. We wanted to share …

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The Market Crash – The Economic Signs We Are Looking For And When We Will Deploy Our Cash

One of the biggest dilemma that we are facing now is, when should be deploy our capital back into the market.  The sensible response to that is, keep DCA-ing now because one can never successfully time the market. That’s especially true because who are we if professionals themselves can’t time the market correctly. Our cash …

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