What Have We Done This Month Towards Our Financial Goals – September 2021

Hello everyone! It’s the end of the month again, not sure if this monthly update is still relevant to readers but we are using this to document some of our thoughts as well as our progress. As with our monthly updates, here are what we’ve done in September 2021 with regards to our personal finance. …

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Are Commercial REITs Worth The 2-4% Annual Dividend Yield?

Recently, a news from DBS caught our attention and rang some alarm, and we thought we wanted to share our thoughts on the issue. DBS, the largest bank in Singapore, has shared that it will be surrendering about 2.5 floors of its office in MBFC. This announcement comes after it also announced that it will …

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The Crazy Rate Of Global Change Means Growth Stocks Is The Only Way To Protect Our Portfolio

Recently, we came across an article that we think is very valuable, and gives a lot more insights and subsequently more conviction towards our investments. The article Google Director Of Engineering: This is how fast the world will change in ten years, spoke about the rate of change that the world is seeing now, and …

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Our Crypto Portfolio and Our Thoughts On Cryptocurrencies

Over the past few weeks, crypto continue to hit all time highs and we are starting to see the main stream media reporting on more crypto related news. Undoubtedly, crypto is starting to get into the mainstream retail investors again. We wanted to share some updates to our readers on where we see crypto and …

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Our Thoughts On Palantir, Unity, Tesla Share Pullbacks, And Cryptocurrencies

Hello everyone! Hopefully everyone had an oxpicious Chinese New Year! We wanted to share some quick thoughts on the stock market and where our head space are at now. Over the past 2 few weeks, the US market continued to rally and we continue to reach new all time highs for tech stock counters. In …

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Selling Our Last SG Stocks And Bidding Goodbye To SGX

Earlier last weekend, Mrs Budget and I made the decision to exit the Singapore market fully because of the lacklustre performance of Singapore stocks. After investing in the Singapore market for slightly over 3 years, we have finally closed off all of our Singapore positions earlier today to fully invest in the US market and …

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A Deeper View On US Stocks – Safe And Aggressive Stocks

Earlier this week, someone asked us our thoughts on any stocks to recommend. Of course, there are simply way too many available stocks globally to recommend and there isn't a "one-size-fit-all" stock or portfolio composition. But we wanted to share some thoughts on how we look at our portfolio composition so that it may be …

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