Our Misconception About The S&P500 And The Local Economy

In September, the S&P 500 index retraced back to its August levels, but has since recovered most of the correction and looks to continue climbing upwards. As of today, the index is at 3477, and is just inches away to hitting its all time high at 3580.  One of the previous misconceptions that I have …

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Relooking At Our Investing Strategy After Our US Portfolio Repeatedly Hit All Time High

Over the past few weeks, Mr Budget’s US equity portfolio has swelled from S$80,000 end of last month to now over S$100,000, hence hitting a new milestone in his investment journey! Most of the gains are due to gains from his existing counters, which are continuing to hit their all time high.  We only made …

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Our Current Thoughts On The Local Economy, Investments, And Personal Finance

Following our usual updates on our monthly financial transactions, our monthly expenses update, as well as our Syfe updates, we thought we wanted to share a bit more about where our headspace is right now in terms of our journey towards financial independence.  On our end, although every month Mr and Mrs Budget continue see …

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A Potential Representation Of Sgrean’s Net Worth By Age And Their Portfolio Breakdown

One of a recent forum posting caught our attention and we thought we wanted to note down here and share with all of you too. Salary SG has this forum thread called "Whats Your Net Worth" for over a few years now, and apparently people have been sharing their net worth figure, albeit anonymously. The …

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Our Take On Syfe’s New Equity100 Portfolio And How We Will Be Investing In It

So one of the relatively bigger finance news these few days is the launch of a new 100% global equity portfolio by Syfe, called the Equity100 portfolio.  As one of the early adopters of Syfe, we are definitely excited when we hear this news. One of the reason why we are excited is for this …

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New Portfolio Milestone And The Confusing State Of The Current Stock Market

For the longest time, when Mr Budget look at portfolio shared by other individuals, whenever we saw that the figure is more than S100,000, there will be slight envy. A 6 figure portfolio seemed to be an invisible target to hit - probably because of all the media sharing articles on how one should reach …

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What We’ve Learnt This COVID19 – Using US Stocks To Boost Overall Portfolio Gain

Recently I have been thinking a fair bit about our portfolio structure. There are two types of portfolio: growth portfolio, and dividend portfolio. As the name suggest, growth portfolio consists of high growth stocks but the downside is that, these stocks don't pay out dividends. Dividend portfolio on the other hand, are made up of …

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What We’ve Learnt This COVID19 – Price Levels, Selling And Coffee Can Portfolio

Hello everyone!It’s been a while again since we last updated here! As usual, we want to write as much as we can, but haven’t really come out with much topics to update here. So if you have any topics suggestions, or any questions - please drop us a comment below - we love reading them! …

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Funding Societies’ Rising Default Rate Paints Worrying State Of SG Businesses

Few nights ago, Mrs Budget shared something which we thought we should pen our thoughts down. So over the past few months, Mrs Budget has been cashing out the money payments received from the loans she backed through funding society, a peer to peer loan financing company. If you are unfamiliar with funding society, basically …

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