monthly updates

What Have We Done This Month Towards Our Financial Goals – August 2020

So August has came and gone now. And wow we are in September now, with only 4 more months left in 2020. Time really flies and its as if 2020 never really happened. August has been another relatively slow month in terms of our day to day lifestyle for both Mrs Budget and myself. Nothing …

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monthly updates

What Have We Done This Month Towards Our Financial Goals – July 2020

So July has came and gone now. And we are moving deeper into the second part of 2020, with only 5 more months left in 2020. For the whole of July, both Mrs Budget and myself had been mostly staying at home due to the circuit breaker. We have also started to head out a …

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A Potential Representation Of Sgrean’s Net Worth By Age And Their Portfolio Breakdown

One of a recent forum posting caught our attention and we thought we wanted to note down here and share with all of you too. Salary SG has this forum thread called "Whats Your Net Worth" for over a few years now, and apparently people have been sharing their net worth figure, albeit anonymously. The …

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monthly updates

What Have We Done This Month Towards Our Financial Goals – June 2020

So June has came and gone now. What this means is that, first half of 2020 is now over, and we are moving into the second half of 2020. Time really flies! For the whole of June, both Mrs Budget and myself had been mostly staying at home due to the circuit breaker. However, we …

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New Portfolio Milestone And The Confusing State Of The Current Stock Market

For the longest time, when Mr Budget look at portfolio shared by other individuals, whenever we saw that the figure is more than S100,000, there will be slight envy. A 6 figure portfolio seemed to be an invisible target to hit - probably because of all the media sharing articles on how one should reach …

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monthly updates

What Have We Done This Month Towards Our Financial Goals – May 2020

So May has came and gone now. We are almost at the end at the circuit breaker period which means most of the Singapore economy will start to open up soon. For the whole of May, both Mrs Budget and myself had been mostly staying at home due to the circuit breaker. While everyone else …

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What We’ve Learnt This COVID19 – Price Levels, Selling And Coffee Can Portfolio

Hello everyone!It’s been a while again since we last updated here! As usual, we want to write as much as we can, but haven’t really come out with much topics to update here. So if you have any topics suggestions, or any questions - please drop us a comment below - we love reading them! …

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monthly updates

What Have We Done This Month Towards Our Financial Goals – April 2020

So April has came and gone now. 33% of 2020 is now over. For the whole of April, both Mrs Budget and myself had been mostly staying at home due to the circuit breaker. While everyone else is doing a monthly portfolio update, we thought it is more meaningful to document what we have done …

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The Current Market Crash Pushed Our Retirement Goal Back By 3 Years, And It Might Get Worse

So the market dived another 8-10% or so yesterday.  Every retail investors is probably mass selling and taking profit off their positions now. There were reports that trading firms are overwhelmed and true enough, when I log into Vickers, I couldn’t even connect to my account. This truly is a once is a decade / …

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We Care Less About CPF Life’s Rate Of Return, More As A “Forced Savings” For The Compound Interest

Recently Mr Budget received a comment from a reader (thank you! We love reading them!) commenting on the CPF scheme. Ronald shared his views that I should do a calculation on the CPF Life annuity scheme to see if it is a fair deal before committing so much into CPF, after all CPF contribution is …

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