2 thoughts on “How We Manage Our Joint Account As A Newly Wed

    1. Mr Budget

      Hi Zhoo,

      Thanks for getting in touch – yes you are right – the low interest rate doesnt really impact our cash inflow much now hence we dont bother optimizing for bank interest rates anymore. We are optimizing instead on our cash outflows (trying to spend only on necessities) + investments (making sure our idle cash earns us a decent return on investment).


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