The Most Important Thing Right Now Is Job Preservation

Quarter 1 of 2020 is now over. It is probably an understatement to say that 2020 has been a bad start for everyone around the world. Probably more so for investors who have been investing over the past 5 to 10 years preparing for retirement. Since the start of the year, market has plunged, wiping …

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Why The STI 5.8% Rebound Today Is Probably A Dead Cat Bounce

It seems like the mood everywhere is very sombre now.  The vibe we are getting is that, everyone is bunkered up and staying at home. Social activities are limited to friends meeting at home. For out of home activities, it is mostly limited to supply runs as opposed to leisure activities. We wanted to share …

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The Market Crash – The Economic Signs We Are Looking For And When We Will Deploy Our Cash

One of the biggest dilemma that we are facing now is, when should be deploy our capital back into the market.  The sensible response to that is, keep DCA-ing now because one can never successfully time the market. That’s especially true because who are we if professionals themselves can’t time the market correctly. Our cash …

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The Current Market Crash Pushed Our Retirement Goal Back By 3 Years, And It Might Get Worse

So the market dived another 8-10% or so yesterday.  Every retail investors is probably mass selling and taking profit off their positions now. There were reports that trading firms are overwhelmed and true enough, when I log into Vickers, I couldn’t even connect to my account. This truly is a once is a decade / …

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Earlier Today I Experienced Every Investor’s Worst Nightmare – Unable To Sell My Stock

One of an investor’s or trader’s worst nightmare happened to me earlier today, and is still happening now. As everyone probably know, the US is officially in the bear market now, with the market dropping more than 20% from the recent high. For Singapore, the index plunged from a high of 3281 in January to …

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War Chest Planning And What We Are Doing During This Uncertain Time

Looking at the market movement the past few days and weeks, we are slightly spooked by the atypical market movement, and are currently living in uncertain times now. If you hold any US equities, you would have noticed that the past few days, the S&P 500 as well as the NASDAQ have been swinging by …

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Geopolitical Risk In Malaysia Is Seriously Scaring Investors Away

So one of the biggest thing that happened earlier today was that, Malaysia’s prime minister has just announced that he will be resigning as the prime minister of Malaysia. The motives aside, the stock market of Malaysia reacted and fell to its 5 years low, the index fell below 1500 points for the first time …

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Lessons From My Historical Trades – Keep Calm And Keep Holding On To Get >100% Returns

One of the recent discussions I had with Mrs Budget was that, I should have held on to some of the stocks I bought when I started investing back in mid 2017.  Back then, Mr Budget started off by looking at US equities. Some of the popular counters which I was looking at include NVIDIA, …

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Does It Matter If The Girl Earns More Than The Guy In A Relationship?

Recently, Mr Budget came across a discussion thread on Facebook which piqued my interest.  The question goes:  Does it matter if you're the girl and your starting salary is already $1000 more than what your partner is drawing and he's been working for a year already since he graduated from uni? Would it be a …

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What We Think About The Wuhan Virus And The Stock Counters We Are Looking At

It seems like the talk of the town is the Wuhan virus. Our social media news feed is full of updates of the virus, be it an increase of new local cases in Singapore, or people overseas succumbing to the virus.  We came across a great video explaining the virus and we highly recommend everyone …

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