A Deeper View On US Stocks – Safe And Aggressive Stocks

Earlier this week, someone asked us our thoughts on any stocks to recommend. Of course, there are simply way too many available stocks globally to recommend and there isn't a "one-size-fit-all" stock or portfolio composition. But we wanted to share some thoughts on how we look at our portfolio composition so that it may be …

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What Have We Done This Month Towards Our Financial Goals – January 2021

Hello everyone! Its the end of yet another month, and hopefully January has been great for everyone! As with our monthly updates, here are what we’ve done in January 2021 with regards to our personal finance. Mr BudgetPosition Added: Tesla, Bitcoin, EtherTake Profit / Cut Loss: Adobe, Airbnb, Mapletree NAC Trust, Capitamall trust, Ascendas I …

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POEMS’ Recurring Plan Is A Great Way To DCA Your US Stocks At Zero Fees!

For readers who have been following our investment journey so far, you would notice that we have been regularly investing via our roboadvisor monthly so that we are constantly invested in the market. The regular investment turned out well for us as we are able to stay in the market and enjoy the continued upside …

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Going On A Stock Diet And Mostly Doing Nothing During Q1 2021

2021 has been an interesting start to say the least. For those invested in the US market, the market has been extending its continued bull run. EV Counters like Tesla and Nio continue to hit all time high, and other popular gainers in the past few weeks include Lemonade, Baidu, and other hot SPAC stocks. …

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What Does It Take To Hit S$5,000,000 By Age 45

Earlier this week, Mr Budget was relooking into his long term financial goals again. While we had previously set a goal to have S$10,000 monthly passive income by 2033 (45 years old), we will need to relook at the figure again since we have shifted our strategy from dividend investing to growth investing. Previously, assuming …

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Random Ramblings On Lowered Bank Interest Rate

Earlier today, OCBC has announced that they are lowering their interest rates for their savings account, marking the fourth round of revision since May last year. Of course, other than OCBC, other banks have also lowered their interest rates over the past few months as global interest rates continue to remain low. For OCBC, starting …

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What Have We Done This Month Towards Our Financial Goals – December 2020

Hi everyone! Happy new year again and hopefully 2021 has been a great start to you! As with our monthly updates, here are what we’ve done in December 2020 with regards to our personal finance. Portfolio transactions Mr BudgetPosition Added: Razer, Unity, Palantir, Airbnb, ARKG, SyfeTake Profit / Cut Loss: DBS, AIMS, Frasers Commercial Trust, …

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Mr Budget’s 2020 Total Expenditure Analysis And 2021 Forecast

With 2020 now finally over, we had the chance to sit down and analyze what we spent on in 2020. Earlier in 2019, we also did an analysis of what we spent on. In 2019, we spent a total of $96,284.92, and majority of it was due to one off expenditure as well as for …

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