June 2020 Monthly Expenses Update

At the end of every month, Mrs Budget and I will reconcile our monthly expenses and see what are we spending on, and where we can optimise or cut down our expenses. We subscribe to the believe that every penny saved is a penny earned – sometimes its easier to save S$100, than to earn …

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A Potential Representation Of Sgrean’s Net Worth By Age And Their Portfolio Breakdown

One of a recent forum posting caught our attention and we thought we wanted to note down here and share with all of you too. Salary SG has this forum thread called "Whats Your Net Worth" for over a few years now, and apparently people have been sharing their net worth figure, albeit anonymously. The …

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Our Take On Syfe’s New Equity100 Portfolio And How We Will Be Investing In It

So one of the relatively bigger finance news these few days is the launch of a new 100% global equity portfolio by Syfe, called the Equity100 portfolio.  As one of the early adopters of Syfe, we are definitely excited when we hear this news. One of the reason why we are excited is for this …

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monthly updates

What Have We Done This Month Towards Our Financial Goals – June 2020

So June has came and gone now. What this means is that, first half of 2020 is now over, and we are moving into the second half of 2020. Time really flies! For the whole of June, both Mrs Budget and myself had been mostly staying at home due to the circuit breaker. However, we …

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New Portfolio Milestone And The Confusing State Of The Current Stock Market

For the longest time, when Mr Budget look at portfolio shared by other individuals, whenever we saw that the figure is more than S100,000, there will be slight envy. A 6 figure portfolio seemed to be an invisible target to hit - probably because of all the media sharing articles on how one should reach …

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monthly updates

What Have We Done This Month Towards Our Financial Goals – May 2020

So May has came and gone now. We are almost at the end at the circuit breaker period which means most of the Singapore economy will start to open up soon. For the whole of May, both Mrs Budget and myself had been mostly staying at home due to the circuit breaker. While everyone else …

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What We’ve Learnt This COVID19 – Using US Stocks To Boost Overall Portfolio Gain

Recently I have been thinking a fair bit about our portfolio structure. There are two types of portfolio: growth portfolio, and dividend portfolio. As the name suggest, growth portfolio consists of high growth stocks but the downside is that, these stocks don't pay out dividends. Dividend portfolio on the other hand, are made up of …

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What We’ve Learnt This COVID19 – Price Levels, Selling And Coffee Can Portfolio

Hello everyone!It’s been a while again since we last updated here! As usual, we want to write as much as we can, but haven’t really come out with much topics to update here. So if you have any topics suggestions, or any questions - please drop us a comment below - we love reading them! …

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