The year is coming to a close soon and Mr and Mrs Budget will be busy attending to our year end catch ups as well as our upcoming wedding. As such, there won’t be any much articles and updates coming for the next 2 weeks. As per our annual habit, we do our annual reconciliation …
One of a mini scolding from Mrs Budget to Mr Budget recently knocked some senses into me. While preparing for our wedding, Mr Budget overspent on the booking of the bridal car. And it is by a large margin. This was done as Mr Budget did not do much research and just wanted to get …
Mr Budget came across a recent article which resonated a lot with him. Lizardo shared this in a recent article titled “angst of replacing home”: "A 17th floor condo at 1292 sq ft bought 12 years ago was $501,000, and is roughly worth $950,000 now. That sounds like so wow. BUT, to get an equivalent …
Continue reading Upgrading To A Bigger Condo Doesn’t Make Much Financial Sense
Earlier last week, after reading our post on the ideal minimum salary range and the thoughts on retirement, Syfe reached out to us to have a chat with us on our financials. We subsequently agree and met up earlier today. If you didn’t know, Syfe is a roboadvisor which adopts a hybrid model - there …
Continue reading Our Portfolio Is Probably Lacking A Roboadvisor Component – Here’s Why
One of the topic that Mr Budget holds dearly in his heart is the debate between Malaysia vs Singapore. It is natural for Malaysian or Singaporean to compare between the two countries due to its proximity as well as its shared history. For Mr Budget, Malaysia is the hometown he grew up in, and Singapore …
Continue reading The Cost Of Living In Malaysia Is Higher Than Singapore
One of the questions that I asked myself last time was that, what is the ideal position size for me in order for the fees to make sense. I tried googling this and couldn’t find any answers. This was a concern to me because there are sayings that the fees could kill you and even …
Continue reading What Is The Ideal Stock Amount To Buy For The Brokerage Fees To Make Sense
Ever since we started the website, it has always been Mr Budget who has been publishing the articles that you read. We thought it is a good time to introduce Mrs Budget a bit more, because we are doing this together. A lot of times, Mrs Budget wants to write, but I guess Mr Budget …
With the new year coming, Mrs Budget and myself have started to plan and budget out our finances for the upcoming new year. One of the spreadsheet that we have is that we have a portfolio projection sheet on our personal finance sheet. This is probably one of the most important spreadsheet for us as …
Syfe, a roboadvisor in Singapore, recently released a study that looks at whether Singaporeans are ready for retirement. Dubbed the Syfe Retirement Readiness Index, the study showed a few findings after polling about 1000+ Singaporeans across all age groups. Here’s what they found: 60% of Singaporeans feel that they are not adequately prepared for retirement69% …
Update 7th December : A reader pointed out that there might be a miscalculation on the site where the insider transaction is obtained. Hence the information here might be misleading. Will do another update once I look into the numbers the coming week. One of the stock Mr Budget is holding is Razer, as you …
Continue reading Razer’s CEO Just Sold Off US$117M Of His Shares – And That Troubles Me.
Mr And Mrs Budget 