Relooking At Our Investing Strategy After Our US Portfolio Repeatedly Hit All Time High

Over the past few weeks, Mr Budget’s US equity portfolio has swelled from S$80,000 end of last month to now over S$100,000, hence hitting a new milestone in his investment journey! Most of the gains are due to gains from his existing counters, which are continuing to hit their all time high.  We only made …

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What We’ve Learnt This COVID19 – Using US Stocks To Boost Overall Portfolio Gain

Recently I have been thinking a fair bit about our portfolio structure. There are two types of portfolio: growth portfolio, and dividend portfolio. As the name suggest, growth portfolio consists of high growth stocks but the downside is that, these stocks don't pay out dividends. Dividend portfolio on the other hand, are made up of …

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Funding Societies’ Rising Default Rate Paints Worrying State Of SG Businesses

Few nights ago, Mrs Budget shared something which we thought we should pen our thoughts down. So over the past few months, Mrs Budget has been cashing out the money payments received from the loans she backed through funding society, a peer to peer loan financing company. If you are unfamiliar with funding society, basically …

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monthly updates

What Have We Done This Month Towards Our Financial Goals – March 2020

So March and 2020 first quarter has came and gone now. And March has been yet another a roller coaster month because of the whole virus situation. While everyone else is doing a monthly portfolio update, we thought it is more meaningful to document what we have done this month towards our financial goals. Subscriber …

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The Market Crash – The Economic Signs We Are Looking For And When We Will Deploy Our Cash

One of the biggest dilemma that we are facing now is, when should be deploy our capital back into the market.  The sensible response to that is, keep DCA-ing now because one can never successfully time the market. That’s especially true because who are we if professionals themselves can’t time the market correctly. Our cash …

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monthly updates

What Have We Done This Month Towards Our Financial Goals – February 2020

So February has came and gone now. And wow February has been a roller coaster month because of the whole virus situation. While everyone else is doing a monthly portfolio update, we thought it is more meaningful to document what we have done this month towards our financial goals. Mr BudgetPosition Added: MTQ, Syfe Global …

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Geopolitical Risk In Malaysia Is Seriously Scaring Investors Away

So one of the biggest thing that happened earlier today was that, Malaysia’s prime minister has just announced that he will be resigning as the prime minister of Malaysia. The motives aside, the stock market of Malaysia reacted and fell to its 5 years low, the index fell below 1500 points for the first time …

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Lessons From My Historical Trades – Keep Calm And Keep Holding On To Get >100% Returns

One of the recent discussions I had with Mrs Budget was that, I should have held on to some of the stocks I bought when I started investing back in mid 2017.  Back then, Mr Budget started off by looking at US equities. Some of the popular counters which I was looking at include NVIDIA, …

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A Look At Syfe’s New Robo-REIT+ Portfolio

Recently, Singapore’s Roboadvisor Syfe has just announced the launch of their new real estate portfolio. As the name suggest, with the new Syfe REIT+, you get to invest in a basket of REITs in Singapore. The portfolio also combines Singapore listed REITs and Singapore Government Bonds and rebalances both the composition based on market sentiments. For …

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