One of the questions that I asked myself last time was that, what is the ideal position size for me in order for the fees to make sense. I tried googling this and couldn’t find any answers. This was a concern to me because there are sayings that the fees could kill you and even …
Continue reading What Is The Ideal Stock Amount To Buy For The Brokerage Fees To Make Sense
Ever since we started the website, it has always been Mr Budget who has been publishing the articles that you read. We thought it is a good time to introduce Mrs Budget a bit more, because we are doing this together. A lot of times, Mrs Budget wants to write, but I guess Mr Budget …
Syfe, a roboadvisor in Singapore, recently released a study that looks at whether Singaporeans are ready for retirement. Dubbed the Syfe Retirement Readiness Index, the study showed a few findings after polling about 1000+ Singaporeans across all age groups. Here’s what they found: 60% of Singaporeans feel that they are not adequately prepared for retirement69% …
Update 7th December : A reader pointed out that there might be a miscalculation on the site where the insider transaction is obtained. Hence the information here might be misleading. Will do another update once I look into the numbers the coming week. One of the stock Mr Budget is holding is Razer, as you …
Continue reading Razer’s CEO Just Sold Off US$117M Of His Shares – And That Troubles Me.
So one of the biggest news yesterday was the announcement of the annual bonus for civil servants. If you have not read it, basically, according to the Public Service Division, most civil servants will get a year-end bonus of 0.1 month this year, with a one-off lump sum payment of S$250 to S$1,500. Of course, …
Continue reading Civil Servant’s 0.1 Month Bonus – What It Means And What Are We Doing About It
Earlier today, Mr Budget was having a lunch catch up with a friend. Obviously we spoke about marriage and the topic of money came up in our discussion. While we went talking, I can’t help but sense that she is worried generally about her financial situation. As she approached 30 years old, she has not …
Earlier this month, while Mr Budget routinely checks his credit card transaction, he realised that Standard Chartered has charged him the annual fee for the usage of the Standard Chartered Unlimited Cashback card. The total amount charged was S$192.60. If you do the math, you will realize that the amount is actually quite a huge …
Continue reading Why You Should Never Pay For Credit Card Annual Fees
Over the weekend, Mrs Budget and I went to Orchard Road to shop for a new shirt for me, for an upcoming dinner in my hometown. Mrs Budget complained that it is very hard to choose a gift for me seeing that my birthday is coming, so she paid for the shirt. On a separate …
Recently, Mrs Budget and I have been talking about our future kids. That’s because people around us are either married with kids or are actively making plans to have their kids soon. Of course, for Mrs Budget and myself, we are thinking of trying to conceive only 1 or 2 years down the road, or …
Continue reading We Need To Save Up S$46,000 Before Having Our Baby! That’s A Bit Too Much.
Earlier today, I was checking on the total amount of dividend I received over the past 12 months. Upon a simple calculation, I have received a total of S$2000+ in the past 12 months, on a cost of S$43000 if I exclude the purchases over the past 3 months. That translate to a 4.5% portfolio …
Mr And Mrs Budget 