Frequent followers of Mr and Mrs Budget will know that Mr Budget had started a regular savings plan with Syfe. The main reason why Mr Budget decided to go for Roboadvisor is because he is looking for a more affordable way to invest in multiple baskets of ETFs to get more diversification. Another reason is …
So February has came and gone now. And wow February has been a roller coaster month because of the whole virus situation. While everyone else is doing a monthly portfolio update, we thought it is more meaningful to document what we have done this month towards our financial goals. Mr BudgetPosition Added: MTQ, Syfe Global …
Continue reading What Have We Done This Month Towards Our Financial Goals – February 2020
So one of the biggest thing that happened earlier today was that, Malaysia’s prime minister has just announced that he will be resigning as the prime minister of Malaysia. The motives aside, the stock market of Malaysia reacted and fell to its 5 years low, the index fell below 1500 points for the first time …
Continue reading Geopolitical Risk In Malaysia Is Seriously Scaring Investors Away
The annual dreaded Valentine's Day is just around the corner. Thanks to the great marketing of Valentine’s Day, we are mostly accustomed to giving or doing something for our other half during Valentine’s Day as our way of showing love. Throughout last week, Mr Budget was mostly stressed out thinking about what to buy or …
One of the recent discussions I had with Mrs Budget was that, I should have held on to some of the stocks I bought when I started investing back in mid 2017. Back then, Mr Budget started off by looking at US equities. Some of the popular counters which I was looking at include NVIDIA, …
Recently, Mr Budget came across a discussion thread on Facebook which piqued my interest. The question goes: Does it matter if you're the girl and your starting salary is already $1000 more than what your partner is drawing and he's been working for a year already since he graduated from uni? Would it be a …
Continue reading Does It Matter If The Girl Earns More Than The Guy In A Relationship?
At the end of every month, Mrs Budget and I will reconcile our monthly expenses and see what are we spending on, and where we can optimise or cut down our expenses. We subscribe to the believe that every penny saved is a penny earned – sometimes its easier to save S$100, than to earn …
It seems like the talk of the town is the Wuhan virus. Our social media news feed is full of updates of the virus, be it an increase of new local cases in Singapore, or people overseas succumbing to the virus. We came across a great video explaining the virus and we highly recommend everyone …
Continue reading What We Think About The Wuhan Virus And The Stock Counters We Are Looking At
Recently, Singapore’s Roboadvisor Syfe has just announced the launch of their new real estate portfolio. As the name suggest, with the new Syfe REIT+, you get to invest in a basket of REITs in Singapore. The portfolio also combines Singapore listed REITs and Singapore Government Bonds and rebalances both the composition based on market sentiments. For …
Recently Mr Budget came across an article and some pointers which is worth sharing - there is this trap called the When - Then Trap, which most of us are prone to fall into. Basically, most of us might think that when we achieve something, only then will we do what we always wanted to …
Continue reading The Dangerous When-Then Trap That We Never Knew We Might Be Caught In
Mr And Mrs Budget 