The Best Personal Finance Decision Mr Budget Made In 2019 – Expenses Tracking

Regular followers of Mr and Mrs Budget will know that we track our expenses monthly. We have been publishing our monthly expenses since the start of this publication and if you have missed it, here’s our expenses for October, November, and December. Many might find that tracking expenses is a tedious thing to do, especially …

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We Spent A Net Total Of S$16,000 For Our Wedding, Or S$80 Per Wedding Guest.

Regular readers will know that Mrs Budget and I recently just got married! And we are glad that everything is finally over now! Of course, as with all money matters, we tracked our spending as much as possible to see if we have overspent and if there are things we can improve on. So here …

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The Ideal Minimum Salary Range For 30 – 35 Years Old Singaporean Is Between S$3,500 To S$4,500

Syfe, a roboadvisor in Singapore, recently released a study that looks at whether Singaporeans are ready for retirement.  Dubbed the Syfe Retirement Readiness Index, the study showed a few findings after polling about 1000+ Singaporeans across all age groups. Here’s what they found: 60% of Singaporeans feel that they are not adequately prepared for retirement69% …

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Civil Servant’s 0.1 Month Bonus – What It Means And What Are We Doing About It

So one of the biggest news yesterday was the announcement of the annual bonus for civil servants. If you have not read it, basically, according to the Public Service Division, most civil servants will get a year-end bonus of 0.1 month this year, with a one-off lump sum payment of S$250 to S$1,500. Of course, …

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At 30 Years Old, Your Monthly Salary Should Have Been S$2,600 For You To Feel Financially Secure.

Earlier today, Mr Budget was having a lunch catch up with a friend. Obviously we spoke about marriage and the topic of money came up in our discussion.  While we went talking, I can’t help but sense that she is worried generally about her financial situation. As she approached 30 years old, she has not …

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Why You Should Never Pay For Credit Card Annual Fees

Earlier this month, while Mr Budget routinely checks his credit card transaction, he realised that Standard Chartered has charged him the annual fee for the usage of the Standard Chartered Unlimited Cashback card.  The total amount charged was S$192.60.  If you do the math, you will realize that the amount is actually quite a huge …

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