Hello everyone!It’s been a while again since we last updated here! As usual, we want to write as much as we can, but haven’t really come out with much topics to update here. So if you have any topics suggestions, or any questions - please drop us a comment below - we love reading them! …
Continue reading What We’ve Learnt This COVID19 – Price Levels, Selling And Coffee Can Portfolio
So April has came and gone now. 33% of 2020 is now over. For the whole of April, both Mrs Budget and myself had been mostly staying at home due to the circuit breaker. While everyone else is doing a monthly portfolio update, we thought it is more meaningful to document what we have done …
Continue reading What Have We Done This Month Towards Our Financial Goals – April 2020
So the market dived another 8-10% or so yesterday. Every retail investors is probably mass selling and taking profit off their positions now. There were reports that trading firms are overwhelmed and true enough, when I log into Vickers, I couldn’t even connect to my account. This truly is a once is a decade / …
Recently Mr Budget received a comment from a reader (thank you! We love reading them!) commenting on the CPF scheme. Ronald shared his views that I should do a calculation on the CPF Life annuity scheme to see if it is a fair deal before committing so much into CPF, after all CPF contribution is …
One of the many stuffs that Mr and Mrs Budget set out to do this year is to top up our Special Account via the Retirement Sum Topping Up Scheme. With the receipts from the wedding angpaos recently, Mr Budget has used the receipts and went ahead to top up S$7,000 to his Special Account. …
Continue reading Baby Steps For Our Retirement Planning – Regular Top Up Of Our CPF Special Account
Regular followers of Mr and Mrs Budget will know that we track our expenses monthly. We have been publishing our monthly expenses since the start of this publication and if you have missed it, here’s our expenses for October, November, and December. Many might find that tracking expenses is a tedious thing to do, especially …
Continue reading The Best Personal Finance Decision Mr Budget Made In 2019 – Expenses Tracking
Earlier last week, after reading our post on the ideal minimum salary range and the thoughts on retirement, Syfe reached out to us to have a chat with us on our financials. We subsequently agree and met up earlier today. If you didn’t know, Syfe is a roboadvisor which adopts a hybrid model - there …
Continue reading Our Portfolio Is Probably Lacking A Roboadvisor Component – Here’s Why
With the new year coming, Mrs Budget and myself have started to plan and budget out our finances for the upcoming new year. One of the spreadsheet that we have is that we have a portfolio projection sheet on our personal finance sheet. This is probably one of the most important spreadsheet for us as …
So one of the biggest news yesterday was the announcement of the annual bonus for civil servants. If you have not read it, basically, according to the Public Service Division, most civil servants will get a year-end bonus of 0.1 month this year, with a one-off lump sum payment of S$250 to S$1,500. Of course, …
Continue reading Civil Servant’s 0.1 Month Bonus – What It Means And What Are We Doing About It
So November has came and gone now. While everyone else is doing a monthly portfolio update, we thought it is more meaningful to document what we have done this month towards our financial goals. Mr BudgetPosition Added: Lendlease, Ascendas REIT, Powermatic, SE, PDD Take Profit: Frasers Logistics Trust, Asian Pay TV Trust Mrs BudgetPosition Added: N/A Take …
Continue reading What Have We Done This Month Towards Our Financial Goals – November 2019
Mr And Mrs Budget 