Frequent followers of Mr and Mrs Budget will know that Mr Budget had started a regular savings plan with Syfe, a relatively new roboadvisor in Singapore. The main reason why Mr Budget decided to go for Roboadvisor is because he is looking for a more affordable way to invest in multiple baskets of ETFs to …
Hi guys, Mr and Mrs Budget has been away last week for our honeymoon, hence the lack of articles. But we are now back with our regular scheduling. The biggest news this past week is definitely the Wuhan virus which has gotten many people worried. The Mrs and I are equally worried too and we …
Continue reading Of Wuhan Virus, Syfe’s New Real Estate Portfolio, And CPF.
Recently Mr Budget received a comment from a reader (thank you! We love reading them!) commenting on the CPF scheme. Ronald shared his views that I should do a calculation on the CPF Life annuity scheme to see if it is a fair deal before committing so much into CPF, after all CPF contribution is …
Last night, I was having a chat with Mrs Budget before we go to bed. I told her that in 2020, we need to have more intentional living, otherwise, another year will pass and we will waste another year again. I think this is timely because we are still at the start of the year …
One of the many stuffs that Mr and Mrs Budget set out to do this year is to top up our Special Account via the Retirement Sum Topping Up Scheme. With the receipts from the wedding angpaos recently, Mr Budget has used the receipts and went ahead to top up S$7,000 to his Special Account. …
Continue reading Baby Steps For Our Retirement Planning – Regular Top Up Of Our CPF Special Account
Regular followers of Mr and Mrs Budget will know that we track our expenses monthly. We have been publishing our monthly expenses since the start of this publication and if you have missed it, here’s our expenses for October, November, and December. Many might find that tracking expenses is a tedious thing to do, especially …
Continue reading The Best Personal Finance Decision Mr Budget Made In 2019 – Expenses Tracking
At the end of every month, Mrs Budget and I will reconcile our monthly expenses and see what are we spending on, and where we can optimise or cut down our expenses. We subscribe to the believe that every penny saved is a penny earned – sometimes its easier to save S$100, than to earn …
While browsing around the web for news, Mr Budget came across these tables that I thought would be interesting to document it here. The first compares the 2019 global market returns, ranked best to worst, with its 2018 return as a comparison. The second is global total returns for the 2010s decade. Source Some interesting …
Continue reading Thailand Returned 300% More Than Singapore In Past 10 Years And That Intrigued us
Regular readers will know that Mrs Budget and I recently just got married! And we are glad that everything is finally over now! Of course, as with all money matters, we tracked our spending as much as possible to see if we have overspent and if there are things we can improve on. So here …
Continue reading We Spent A Net Total Of S$16,000 For Our Wedding, Or S$80 Per Wedding Guest.
Hi all! We are probably a bit late but Happy New Year to everyone! As mentioned in the last update 2 weeks ago, Mrs Budget and I have been busy with our wedding and now that it is over, we are back with our regular publishing schedule. A few key things in the financial space …
Mr And Mrs Budget 